WE own the :"C" in Corruption... WE invented the original regional blend: Financial-institution-fraud - court-corruption cocktail...
October 11, 2009
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Leslie M. Garner, Attorney
Office of Investor Education and Advocacy
U.S. Securities and Exchange Commission
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RE: BANK OF AMERICA CORPORATION - Request for guidance from Federal Agencies in re:
Alleged financial institutions fraud, in view of the Fraud Enforcement and Recovery Act of
2009.
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Att Garner:
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I am writing to you as a shareholder in BAC, and also the victim of ongoing criminalities by BAC, which
upon review should be deemed as racketeering pursuant to RICO 18 USC 1961-8, and are
coordinated by SANDOR SAMUELS, former CHIEF LEGAL COUNSEL, COUNTRYWIDE, today -
ASSOCIATE GENERAL COUNSEL, BAC.
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I find your response unsatisfactory, and less than honest. yet typical of the conduct of SEC and other
U.S agencies in re: COUNTRYWIDE, BANK OF AMERICA CORPORATION, and the current crisis. It
appears as a concerted effort to ensure that U.S. Congress and the American People would never
know the true origins of the current crisis. Moreover, it appears as setting the stage for yet another
crisis - at BAC, with the 10% limit on deposits removed, which may be disastrous.
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a) SEC HOLDS JURISDICTION OVER BAC - HOWEVER, EVIDENCE INDICATES FALSE
PRETENSE OF ENFORCEMENT
Your responses are evidence of SEC refusal to engage in enforcement against BAC. To the best of
my knowledge SEC does hold jurisdiction over BAC and COUNTRYWIDE. To whit - the recent
litigation of SEC v BAC (1:09-cv-06829) at the U.S. District Court in NYC. In fact, I consider that
litigation a show-trial, in an effort to create the false appearances of enforcement by SEC over BAC.
With that - it also provided evidence of alleged deceptive practices by SEC. SEC never even served
the summons during the whole litigation period. The Summons was not docketed, and attorneys for
SEC refused my repeated requests to provide a copy of such key litigation record, which by law
(FRCP) was a public record and had to appear on the docket.
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b) SEC IS ALLEGED TO MAKE FALSE CLAIMS REGARDING "DATABASE OF COMPLAINTS"
I find your response below unsatisfactory, and less than honest. You started this exchange with a
statement:
We welcome hearing from you because we keep a database of information
about the complaints and inquiries we receive. This database allows us to
track whether a troubling situation may be developing about a particular issue,
company, broker, stock, or other securities product. The information you have
provided will be reflected in our database.
...
d) REPEAT REQUEST FOR THE LOG OF MY COMPLAINTS TO SEC REGARDING
COUNTRYWIDE AND BAC
I therefore asked you for the log of my complaints, in order to save me the need to file FOIA for the log
of my complaints to SEC in re: COUNTRYWIDE and BANK OF AMERICA CORPORATION. I again
repeat my request that you provide a log of my complaints to SEC regarding COUNTRYWIDE and
BAC.
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Copies are forwarded to:
1) U.S. Congress and the office of Senator Patrick Leahy, Vermont, Sponsor of the FRAUD
ENFORCEMENT AND RECOVERY ACT (2009).
2) Basel Committee of International Banking Accords
3) Washington Embassy of the People's Republic of China - holders of reserves exceeding $2 trillion,
denominated in U.S. dollars.
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Joseph Zernik
LOS ANGELES COUNTY, CALIFORNIA
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LOS ANGELES COUNTY, CALIFORNIA
WE own the :"C" in Corruption...
WE are the certified "epicenter of the epidemic of real estate and mortgage fraud..."
WE invented the original regional blend: Financial-institution-fraud - court-corruption
cocktail...
The complete letter can be viewed at:
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