Tuesday, January 5, 2010

10-01-05 Appeal of decision by Office of US Comptroller of the Currency to close complaint against Union Bank - on collusion in real estate fraud.

Dr Z
Joseph Zernik, PhD
PO Box 526, La Verne, CA 91750;
Fax: 801 998-0917; Email: jz12345@earthlink.net
http://inproperinla.blogspot.com/ Scribd: http://www.scribd.com/Free_the_Rampart_FIPs
January 5, 2010
Customer Assistance Group
Office of Comptroller of the Currency
By fax: 713 336 4301

RE: Case #0094775, Union Bank, National Association

Dear Office of the Comptroller of the Currency:

In my phone conversation today with a Customer Assistance Group specialist, I was told that OCC closed my complaint referenced above, following the response by Union Bank.   I am writing to appeal the decision to close my complaint against Union Bank.

In November-December 2007, Union Bank engaged in transactions in my mortgage account without my authorization, and with no notice to me at all.  Such transactions and communications ended up in real estate fraud against me, as opined by a fraud expert second to none - highly decorated FBI veteran  - James Wedick. He was decorated by US Congress, by US Attorney General, and by FBI Director. [1] My losses exceeded $2 millions.

Starting mid 2008, I have repeatedly requested that Union Bank provide me copies of the records of my account, documenting the transactions and communications of Union Bank with others (which excluded me) regarding my account.  However, Union Bank so far refused to allow me to see the records of my own account.

Now, in response to a complaint to OCC, Union Bank provided a narrative, again with no records whatsoever.

The appeal requests again that Union Bank provide the records of transactions and communications in my account in November-December 2007.
Joseph Zernik

1) Kevin Bailey, Deputy Comptroller of the Currency, and US representative to the Basel Committee
2) Basel Accords Committee on international banking

Linked Records:
Resume of Mr James Wedick, and opinion letter regarding real estate fraud in conjunction with the Union Bank transactions, which were the subject of the complaint.