11-03-18 Large-scale insurance fraud scheme - more evidence of racketeering at BofA! // Más evidencia de crimen organizado en el Bank of America! // 更多的证据在美国银行的诈骗！

More and more evidence is coming from all directions, but US regulators will never take action!  BofA is vested in effective indemnity for criminality...


Overwhelming evidence of racketeering by BofA and Moynihan in the Los Angeles courts was exposed a long time ago.  [1-4]


The latest evidence is of a large-scale insurance and financial institution fraud.

 

"Can you say: 'RICO Act?' - Anonymous' Whistleblower Charges BofA With Large Scale Insurance Scheme

Posted by kpete in General Discussion
Mon Mar 14th 2011, 10:06 AM

Mon Mar 14, 2011 at 03:39 AM EDT
Naked Capitalism: Anonymous' Whistleblower Charges BofA With Large Scale Insurance Scheme
by bobswern
After reading about why this latest whistleblowing effort presented via hacker group Anonymous may very well be a bit more of a smoking gun than I even thought (after first reading about it over the past couple of hours), checkout Krugman's latest on the incredible fail of our states' attorneys general, in their supposed effort to "get tough" with the mortgage industry. He refers to it in his headline in Monday's NY Times as: "Another Inside Job." (Gotta' love that.)
http://www.nytimes.com/2011/03/14/opinion/...
Here's Yves: "Wikileaks Whistleblower Charges BofA With Large Scale Force Placed Insurance Scheme With Cooperation of Servicers."
http://www.dailykos.com/user/deepsouthdoug 

Read the full story:

http://journals.democraticunderground.com/kpete/17144

Ties to Insurers Could Land Mortgage Servicers in More Trouble

Force-placed policies impose costs on both homeowner, investor

American Banker  |  Wednesday, November 10, 2010

When banks buy insurance on the homes of borrowers whose policies have lapsed, they get a great deal. Just not for the homeowners and investors who have to pay for it.

Nominally purchased to protect the owners of mortgage-backed securities, such "force-placed" insurance can be 10 times as costly as regular policies, raising struggling homeowners' debt loads, pushing them toward foreclosure — and worsening the loss to investors on each defaulted loan.

Evidence of abuses and self-dealing in the force-placed insurance industry suggests that there may be far larger problems in how servicers are handling distressed loans than the sloppy document recording that has been the recent focus of industry woes.

Read the full story:

http://www.americanbanker.com/issues/175_216/ties-to-insurers-servicers-in-trouble-1028474-1.html?zkPrintable=1&nopagination=1

Bank of America Leak Exposes Alleged Force-Placed Insurance Fraud

OperationLeakS has now released the first batch of Bank of America (BAC) fraud documents. What has been disseminated so far consists mostly of emails between the hacker group Anonymous and a former employee at Balboa Insurance Co. which was acquired by BofA with its acquisition of Countrywide.

Operation #BlackMonday

One thing to clear up about these documents is that they are NOT the same documents held by Wikileaks. The documents just released by OperationLeakS Anonymous are mostly very recent emails and have nothing to do with the executive hard drive held by Wikileaks. In fact, the Anonymous leaker says he would love to see what Wikileaks has and says he could probably get "all the dirt" within a week of gaining access to it.

So, what do the latest leaked emails reveal? The most obvious thing is that Balboa/BofA employees were allegedly engaged in trying to hide original loan documents by erasing Document Tracking Numbers from scanned documents. See here.

But the Balboa employee also appears to have information that would blow the lid off a number of alleged Force-Placed Insurance scams that are highly questionable, probably illegal and most likely would expose companies like Bank of America to more suits by mortgage-backed securities investors.

Read the full story:

http://seekingalpha.com/article/258082-bank-of-america-leak-exposes-alleged-force-placed-insurance-fraud

________

[1] 10-05-05 Countrywide Bank of America NYSE BAC and its President Brian Moynihan Compilation of Records Evidence of Racketeering

http://www.scribd.com/doc/30975368/

[2] 10-05-05 Chairs of US Congress Committees of the Judiciary and Banking Are Requested to Join Senator Feinstein's Inquiries on Comptroller of the Currency

http://www.scribd.com/doc/30979882/

[3] 10-07-06 Complaint Filed with US Attorney Office Los Angeles Against Moynihan Bank of America [NYSE:BAC] Bryan Cave LLP Alleging Racketeering

http://www.scribd.com/doc/33971099/

[4] 10-07-06 Complaint Filed with US Attorney Office, Los Angeles, Against Brian Moynihan, Bank of America (NYSE:BAC), Bryan Cave LLP, Alleging Racketeering and Large Scale Financial Institution Fraud s

http://www.scribd.com/doc/33971099/

11-03-18 Welcome New Zealand! // Bienvenido Nueva Zelanda! // 新西兰欢迎！

Last New Visitor New Zealand Visited March 18, 2011

11-03-18 Message to Japanese Friends // Mensaje a los amigos japoneses // 消息日本朋友

Message to Japanese Friends


The origins of the Fukushima Crisis and the Financial Crisis are similar - a governmental integrity crisis and criminal abuse by large corporate interests at enormous expense to the People.


Los Angeles, March 18 – Joseph Zernik, PhD, released a message [1] sent to the organizers of the 16^th World Criminology Congress, Japan, August 2011.  The message expressed sympathy and confidence that by August 2011, it would be possible to hold an international meeting in Japan.

The message emphasized the similarities between the Fukushima Crisis and the Financial Crisis, the original theme of the Congress:

·         Failure of national regulatory systems;

·         Disregard by national governments of international duties and obligations;

·         Lack of intergovernmental trust and failure of international communications and cooperation;

·         Global failure of public trust in governmental integrity;

·         Criminal abuse by large corporate interests at enormous expense to the People.

Dr Zernik’s contributions to the Congress included papers discussing corruption of the US and California justice system as inherent to the current Financial Crisis. [3,4]

________

LINKS:

[1] See below.

[2] Zernik J: Fraud and Corruption in US Courts are Tightly Linked to Banking Fraud and the Global Economic Crisis

[3] Zernik, J: Corruption of the Courts and the Legal Profession in California Noted in a 2010 United Nations Report

________

March 18, 2011 Message to Japanese Friends

To:
From: joseph zernik
Subject: Hoping you are all well, and praying for your future...
Cc:
Dear :
My sympathy at this difficult time, hoping that you and your families are all well.  As before,  I also would like to confirm my commitment to participate in the 16th World Congress of Criminology in Japan, regardless of any inconveniences resulting from the Fukushima Crisis.
Long distance perspective may be arrogant, but it is offered in good will.  Based on my reading of reports from several sources the emerging, likely view of the Fukushima Crisis is:

• The situation is of major catastrophic nature; 
• Its dynamics may be placed under control; 
• As a result of the types of fuels and fission products, the long-term dangers may by far surpass those of Chernobyl; 
• Based on the construction,  plants and process design, the progress of the disaster may be slower and more predictable than that of Chernobyl; 

 The original theme of the 16th World Criminology Congress appears more relevant by the day:  The World Crisis. The Fukushima Crisis and the Financial Crisis share similar origins:

• Failure of national regulatory systems; 
• Disregard by national governments of international duties and obligations; 
• Lack of intergovernmental trust and failure of international communications and cooperation; 
• Global failure of public trust in governmental integrity; 
• Criminal abuse by large corporate interests at enormous expense to the People. 

The conclusions one may draw are:

• Planning, based on reliable data, of immediate measures for the safety and protection of the People is a must; 
• Inseparable is the need to regain credibility and gain effective cooperation,  both at home and abroad; 
• Reliable projections must be prepared, founded on reliable data and scientific methods, as soon as possible. 
• It may be beneficial to immediately accept select internationally reliable, credible experts in physics/engineering/medicine/logistics to get involved in intimate raw data analysis, interpretation, and domestic as well as international communications. 

All the best,

Joseph Zernik, PhD
Human Rights Alert (NGO)

Disclaimers:
1) The writer has no formal education in criminology, law, physics, math, or engineering.
2) The older I get, the more I realize how clueless I am... (Old Japanese Proverb)

11-03-18 Welcome Taiwan! // Bienvenido Taiwan // 欢迎台湾！

Last New Visitor Taiwan Visited March 18, 2011

11-03-18 Welcome Canada! // Bienvenido Canada!// 欢迎来到加拿大！

Last New Visitor Canada Visited March 18, 2011

11-03-17 No shame left in the Los Angeles Jewish Community // No hay vergüenza que quedan en el Los Angeles Comunidad Judía // 在洛杉矶犹太社区没有留下任何遗憾

No shame left in the Los Angeles Jewish Community; Sandor Samuels, Countrywide's Chief Legal Officer and alleged racketeer, is again President of Bet Tzedek - "The House of Justice"...
"Tovel ve-Sheretz be-Yado" is the Talmudic expression describing one who pretends to dip for purification, while holding on to his devious ways. If last time around the Jewish community could have claimed ignorance, that is no longer the case.  NYT's Krugman summed it up: "...a system in which ... bankers... can cheat and defraud without consequences."  And Samuels was and is one of the key figures in it...

Sandor Samuels 

President

 

David Pasternak         Terry Friedman
Former President       Former Executive Director

Los Angeles, March 17   - Sandor Samuels is former Chief Legal Officer of Countrywide and Associate General Counsel of Bank of America.  The repeat appointment of Sandor Samuels as President of Bet Tzedek, 'The House of Justice', an affiliate of the Los Angeles Jewish Federation, is a shameless ruse", said Joseph Zernik, PhD. "If last time around the Jewish community could have claimed ignorance, that is no longer the case."

Both Bet Tzedek and the Los Angeles Jewish Federation have consistently refused since 2007 to respond on the question:  Does either Bet Tzedek or the Jewish Federation have grievance procedures to address complaint of fraud and racketeering by Sandor Samuels in his capacity as President of Bet Tzedek on the grounds of Bet Tzedek, in collusion with David Pasternak, former President, and Terry Friedman, former Executive Director?

The recent announcement by Sandor Samuels of a fund-raiser for the Holocaust Survivors Fund is exploitation, only matching his 2007 campaign against fraud in churches and synagogues across Southern California. Then he styled himself as a real estate 'Fraud Buster'.  Both then and now, Sandor Samuel and his Bet Tzedek pals, David Pasternak and Terry Friedman, are key figures in alleged racketeering in the Los Angeles Courts. [1-14]

The 2007 campaign was abruptly stopped, when Dr Zernik exposed that Samuels himself was deeply involved in the same conduct he was claiming to 'bust'. 

Now, Samuels' announcement of a fund-raiser for Bet Tzedek comes just days after the release by Anonymous, documenting the routine fraud in the courts by Countrywide and Bank of America.  With it came Paul Krugman's column in the NYT, describing: "...a system in which only the little people have to obey the law, while the rich, and bankers especially, can cheat and defraud without consequences." [15-16]

And Sandor Samuels was and is one of the key figures in it...
____
LINKS
[1] 10-10-05 The Los Angeles Jewish legal community again asked to assume accountability for conduct of Bet Tzedek, "The House of Justice"
http://www.scribd.com/doc/38696210/
[2] 10-06-11 Call for Accountability by the Jewish Community for Rampant Fraud at Los Angeles Superior Court
http://www.scribd.com/doc/32918651/
[3] 10-10-11 Holly Fujie and Bet Tzedek the Los Angeles Jewish Legal Community Again Asked to Assume Accountability for Conduct of Bet Tzedek The House of Justice
http://www.scribd.com/doc/39099300/
[4] 10-06-21 Dr Zernik s Complaint Filed with Us Attorney Office Los Angeles against Mr David Pasternak for Public Corruption Deprivation of Rights
http://www.scribd.com/doc/33354641/
[5] 07-06-22 Samaan v Zernik (SC087400) Letter Hand Delivered to Sandor Samuels in his capacity as President of Bet Tzedek on the premises of Bet Tzedek
http://www.scribd.com/doc/32214434/
[6] 07-06-20 Samaan v Zernik (SC087400) Bet Tzedek's web pages featuring Sandor Samuels campaign against fraud
http://www.scribd.com/doc/32214681/
[7] 10-05-05 Countrywide, Bank of America [NYSE:BAC], Sandor Samuels, David Pasternak, Terry Friedman, and others: Compilation of Records, Evidence of Racketeering
http://www.scribd.com/doc/30975368/
[8] 10-05-05 Chairs of US Congress Committees of the Judiciary and Banking are Requested to Join Senator Feinstein's Inquiries on Comptroller of the Currency
http://www.scribd.com/doc/30979882/
[9]10-06-11 Complaints Filed with Office of Comptroller of the Currency and SEC against Countrywide, Bank of America (NYSE:BAC), Sandor Samuels, and others - alleging fraud and extortion on Dr Zernik, fraud on shareholders, on banking regulators, and on the US taxpayer
http://www.scribd.com/doc/32907453/
[10] 10-07-06 Complaint Filed with US Attorney Office Los Angeles against Sandor Samuels, David Pasternak, Terry Friedman, and others -  Alleging Racketeering
http://www.scribd.com/doc/33971099/
[11] 10-07-06 Complaint filed against Sandor Samuels, Brian Moynihan, Bank of America, and Attorneys Jenna Moldawsky and John Amberg - for public corruption and financial institution fraud, relative to their conduct in Samaan v Zernik (SC087400) at the Superior Court of California, County of Los Angeles.
http://www.scribd.com/doc/33971099/
[12] 10-07-19 Complaint filed with US Attorney Office against Judge John Segal, Clerk John Clarke, Attorney David Pasternak Los Angeles Superior Court for public corruption, racketeering in re: Galdjie v Darwish
http://www.scribd.com/doc/34504304/
[13] 10-08-09 Complaint Filed with US Attorney Office against California Judge Jacqueline Connor for Public Corruption and Racketeering
http://www.scribd.com/doc/35592511/
[14] 10-08-13 RE Karimi v Mithawaila (BD518503) Complaint against Attorney David Pasternak and the Superior Court of California County of Los Angeles
http://www.scribd.com/doc/35828312/
[15] 11-03-14 Anonymous' Leaked Emails Show Evidence of Fraud in the Courts by BofA - No News Any Longer...
http://www.scribd.com/doc/50759611/
[16] 11-03-13 Paul Krugman Re- The Banking Crisis - Another Inside Job - "A system where the bankers can cheat and defraud without consequences..."_ NYTimes
http://www.scribd.com/doc/50753639/
________
Joseph Zernik, PhD
Human Rights Alert (NGO)

Human Rights Alert is dedicated to discovering, archiving, and disseminating evidence of Human Rights violations by the justice systems of the State of California and the United States in Los Angeles County, California, and beyond. Human Rights Alert focuses on the unique role of computerized case management systems in the precipitous deterioration of the integrity of the justice system in the United States.
_______

http://twitter.com/inproperinla
http://www.scribd.com/Human_Rights_Alert
http://inproperinla.blogspot.com/ 
http://human-rights-alert.blogspot.com/
http://www.liveleak.com/user/jz12345  
http://www.examiner.com/x-38742-LA-Business-Headlines-Examiner
_____________________________
WHAT DID THE EXPERT SAY ABOUT THE CURRENT FINANCIAL CRISIS?
* "...a system in which only the little people have to obey the law, while the rich, and bankers especially, can cheat and defraud without consequences."
http://www.scribd.com/doc/50753639/
Prof Paul Krugman, MIT (2011)
_____________________________
WHAT DID THE EXPERTS SAY ABOUT THE JUSTICE SYSTEM IN LOS ANGELES COUNTY, CALIFORNIA?
* "...judges tried and sentenced a staggering number of people for crimes they did not commit."
Prof David Burcham, Dean, Loyola Law School, LA (2001)
http://www.scribd.com/doc/29043589/
* "This is conduct associated with the most repressive dictators and police states... and judges must share responsibility when innocent people are convicted."    
Prof Erwin Chemerinsky, Dean, Irvine Law School (2001)
http://www.scribd.com/doc/274339
* "Innocent people remain in prison"
* "...the LA Superior Court and the DA office, the two other parts of the justice system that the Blue Panel Report recommends must be investigated relative to the integrity of the system, have not produced any response that we know of..."
LAPD Blue Ribbon Review Panel Report (2006)
http://www.scribd.com/doc/24902306/
_____________________________
WHAT DID THE EXPERTS SAY ABOUT THE JUSTICE SYSTEM IN CALIFORNIA?
* "...corruption of the courts and the legal profession and discrimination by law enforcement in California."
United Nations Human Rights Council Staff Report (2010)
http://www.scribd.com/doc/38566837/
_____________________________
WHAT DID THE EXPERTS SAY ABOUT THE STATE COURTS IN THE UNITED STATES?
* "On July 26, 2010, Laurence Tribe, Senior Counsel for the United States Department of Justice, Access to Justice Initiative, delivered an important speech to the Conference of Chief Justices, challenging them to halt the disintegration of our state justice systems before they become indistinguishable from courts of third world nations."
Prof Laurence Tribe, Harvard Law School (2010), per National Defender Leadership Institute (2010)
http://www.nlada.net/library/article/national_dojspeechto%20chiefjustice07-26-2010_gideonalert
_____________________________
WHAT DID THE EXPERTS SAY ABOUT THE SUPREME COURT OF THE UNITED STATES?
* "More than 100 law professors have signed on to a letter released today that proposes congressional hearings and legislation aimed at fashioning "mandatory and enforceable" ethics rules for Supreme Court justices for the first time. The effort, coordinated by the liberal Alliance for Justice, was triggered by "recent media reports," the letter said, apparently referring to stories of meetings and other potential conflicts of interest involving Justices Antonin Scalia and Clarence Thomas among others."
More than 100 law professors, as reported by the Blog of the Legal Times (February 2011)
http://www.scribd.com/doc/49586436/
_____________________________
WHAT DID CHIEF JUDGE OF THE US COURT OF APPEALS, 5TH CIRCUIT, SAY ABOUT THE US JUSTICE SYSTEM?
* "The American legal system has been corrupted almost beyond recognition..."
Chief Judge, US Court of Appeals, 5th Circuit, Edith Jones, speaking before the Federalist Society of Harvard Law School (February 2003)
http://www.scribd.com/doc/50137887/
_____________________________
WHAT DID THE CHAIR OF THE SENATE JUDICIARY COMMITTEE SAY ABOUT THE US JUSTICE SYSTEM?
* In a speech in Georgetown University, Senator Leahy, Chair of the Senate Judiciary Committee called for a "Truth and Reconciliation Commission" on the US Department of Justice.
Transcript of Senator Leahy speech (2009)
http://www.scribd.com/doc/38472251/

_____ 

11-03-17 Welcome Libya - Newest Country! // Bienvenido Libya - Pais Mas Reciente! // 欢迎利比亚 -最新的国家！

        

Newest Country Libya Last Visited March 17, 2011

11-03-17 Welcome Russia! // Bienvenido Russia! // 欢迎俄罗斯！

Last New Visitor Russia Visited March 17, 2011

11-03-16 US buys CIA agent's freedom // EE.UU. compra la libertad del hombre de la CIA // 美国中央情报局的人买自由

Perhaps the same should be done for Bradley Manning and Julian Assange, who are facing lesser charges...
____
 

Freed CIA Agent Flees Pakistan
Clashes In Pakistan As U.S. Buys CIA Man's Freedom

By BABAR DOGAR

CIA contractor Raymond Davis was flown out of Pakistan on Wednesday after being acquitted of two murder charges. Davis was released earlier Wednesday after the United States paid $2.3 million in "blood money" to the victims' families, a lawyer for the families has said.
http://www.informationclearinghouse.info/article27690.htm